Payment Gateways

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Introduction

The Payment Gateways Settings page in Blinksale allows you to connect and manage various payment processing options, enabling your clients to pay invoices electronically. By setting up payment gateways, you can offer convenient payment options to your clients, accelerate your cash flow, and automate your payment reconciliation process.

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Available Payment Gateways

Blinksale offers multiple payment gateway options to meet your business needs:

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BlinksalePay

Our Recommended Payment Solution BlinksalePay is Blinksale’s native payment processing solution, offering significant advantages over other payment gateways:

• Competitive Pricing: Enjoy some of the lowest transaction fees in the industry
• Universal Card Acceptance: Accept all major credit and debit cards worldwide
• Seamless Integration: Native integration provides the smoothest payment experience for your clients
• Advanced Features: Coming soon - SMS payment capabilities for even faster payments
• Simplified Setup: No external accounts or complex configurations required

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Stripe

Stripe is a popular payment processor that allows you to:

• Accept credit and debit cards globally
• Process recurring payments
• Benefit from advanced fraud protection
• Connect via Stripe Connect for seamless integration

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PayPal

PayPal enables your customers to pay using:

• Their PayPal balance
• Credit or debit cards through PayPal
• PayPal Credit (in supported regions)

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Coinbase

Coinbase Commerce allows you to accept cryptocurrency payments including:

• Bitcoin (BTC)
• Ethereum (ETH)
• Litecoin (LTC)
• And other major cryptocurrencies

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Why Choose BlinksalePay?

BlinksalePay is the preferred payment option for Blinksale users for several key reasons:

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Competitive Transaction Fees

BlinksalePay offers some of the lowest transaction fees compared to other payment processors:

• Standard Rate: Lower than industry averages
• No Hidden Fees: Transparent pricing without monthly minimums or surprises
• Volume Discounts: Available for businesses with higher transaction volumes

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Streamlined Payment Experience

As Blinksale’s native payment solution, BlinksalePay offers the most integrated experience:

• One-Click Activation: No external accounts or complex setup required
• Consistent Branding: Provides clients with a seamless payment experience
• Immediate Payment Reconciliation: Payments are instantly recorded and matched to invoices

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Comprehensive Payment Methods

BlinksalePay supports a wide range of payment methods:

• All major credit and debit cards (Visa, Mastercard, American Express, Discover)
• International cards from virtually any country
• SMS payment capabilities (coming soon)

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Setting Up Payment Gateways

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Connecting BlinksalePay

To activate BlinksalePay:

1. Navigate to Settings → Payment Gateways
2. Find the BlinksalePay card
3. Click the Connect button
4. Follow the simple verification process
5. Once connected, toggle the switch to activate the gateway

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Connecting Other Gateways

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Stripe

1. Click Connect on the Stripe card
2. You’ll be redirected to Stripe’s website to complete the connection
3. Grant permission for Blinksale to connect to your Stripe account
4. After successful connection, you’ll be returned to Blinksale with Stripe activated

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PayPal

1. Click Connect on the PayPal card
2. Follow the PayPal OAuth flow to link your PayPal account
3. Approve the connection permissions
4. After connection, toggle the switch to activate the gateway

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Coinbase Commerce

1. Click Connect on the Coinbase card
2. Enter your Coinbase Commerce API Key and Webhook Secret
3. These can be found in your Coinbase Commerce dashboard
4. Click Connect to finalize the integration

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Managing Payment Gateways

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Activating and Deactivating Gateways

For each connected gateway, you can:

1. Toggle the switch to enable or disable payment processing
2. Inactive gateways remain connected but will not appear as payment options on invoices
3. You can reactivate a gateway at any time without reconnecting

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Disconnecting a Gateway

To remove a payment gateway:

1. Find the gateway card
2. Click the Disconnect button
3. Confirm the disconnection in the dialog
4. The gateway will be removed and will require reconnection to use again

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Payment Options on Invoices

After connecting and activating payment gateways:

1. They become available as payment options on your invoices
2. Clients can choose any enabled payment method when viewing their invoice
3. Payments are automatically recorded in Blinksale when processed
4. Invoices are marked as paid once payment is complete

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Payment Gateway Status Indicators

Each gateway card shows its current status:

• Active: Connected and processing payments (green badge)
• Inactive: Connected but not processing payments (gray badge)
• Not Connected: Gateway needs to be set up (orange badge)

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Best Practices for Payment Gateways

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Security Considerations

• Regularly review your connected payment gateways
• Disconnect any gateways you’re no longer using
• Check the status of your gateways periodically to ensure they’re functioning properly
• Keep your payment processor accounts secure with strong passwords and two-factor authentication

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Client Experience

• Offer multiple payment options to accommodate different client preferences
• Consider the fees associated with each gateway and how they affect your pricing
• Clearly communicate available payment methods to your clients in advance
• Streamline the payment process by activating BlinksalePay for the smoothest experience

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International Business

• If you have international clients, ensure your payment gateways support their currencies
• BlinksalePay and Stripe offer excellent international support
• Consider regional preferences when selecting which gateways to activate

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Troubleshooting

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Common Issues

1. Connection failures
   • Check that you have valid API credentials for the gateway
   • Ensure you have appropriate permissions in your payment processor account
   • Try disconnecting and reconnecting the gateway
2. Gateway showing as connected but payments not working
   • Verify the gateway is toggled to “Active”
   • Check for any restrictions or holds on your payment processor account
   • Ensure your subscription with the payment processor is current
3. Webhook or notification issues
   • Some gateways (like Coinbase) require proper webhook configuration
   • Check that firewalls aren’t blocking communications between services

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Getting Help

If you encounter issues with payment gateways:

1. Check the documentation for your specific payment processor
2. Contact your payment processor’s support for account-specific issues
3. Contact Blinksale support for integration-related problems

By setting up appropriate payment gateways in Blinksale, particularly BlinksalePay, you can offer your clients convenient payment options while streamlining your payment collection and reconciliation processes.